Fast, flexible development finance from $500K to $10M for subdivisions, townhouse projects, and small-scale builds. Up to 65% LVR on gross realisation value.
Development finance is short-to-medium term funding (6-24 months) for property projects such as subdivisions, townhouse builds, and knockdown rebuilds. In Melbourne, lenders typically advance up to 65% of the gross realisation value (GRV), with progress drawdowns aligned to construction milestones.
From acquisition to construction shortfalls and residual stock — we fund every stage.
Fund 2-10 unit townhouse or apartment projects from acquisition to completion.
Capital for land subdivision, civil works, and titling costs.
Bridge between demolition, design approval, and construction start.
Secure development sites quickly while finalising plans and permits.
Top-up finance when build costs exceed your original facility.
Refinance unsold stock at project completion to unlock equity.
Decisions within days, not the weeks banks take.
Loan sizes scaled to your project.
Lend against gross realisation value, not just land.
Aligned to your build and sales programme.
Buyer profiles and market dynamics where we structure development finance most often.
Small builds and townhouse projects on school-zone blocks suit staged drawdowns.
Renovators and small developers in school-zone postcodes.
Hawthorn bridging guideArt Deco conversions and small unit projects benefit from staged construction funding.
Investors, mixed-use, and quick caveat plays on Art Deco stock.
St Kilda bridging guideTalk to a Melbourne development finance specialist. No upfront fees, no obligation.
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